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Author Archive
Is it possible to repair your credit score through professional debt help firms?
This is a guest post: If you’re in the market to take out a new line of credit, you must be aware of the extreme importance of your credit score. Your credit score is nothing but a three-digit number that is there in your credit report. With a good score, it is more likely that [...]
Is FreeCreditReport.com A Scam?
You see their commercials on tv all the time, with the incredibly catchy tunes. Many people feel that FreeCreditReport.com is just a scam site, and that they don’t really give you what they advertise. I’m going to let you know a little more about how they work, as well as what to expect when you [...]
Let’s Talk About Easy Payday Loans
I would like to discuss Payday Loans today. If you’re like most people, you’ve been in a situation where you’ve thought about getting one of these, but are unsure of whether you should or not. I’m going to tell you right now, I do not like Payday Loans at all. Here’s some background; My wife [...]
Who is Lexington Law and should you consider hiring them to repair your credit?
I’m sure that most of you have heard something about Lexington Law, and have wondered if you should consider hiring them to help you repair your credit. While a lot of people might consider them a scam, in reality they don’t exist to scam you. What they do, however, can be very secretive about what [...]
What Is A Utilization Ratio And What Should It Be?
A Utilization Ratio is the ratio that is found by comparing your entire credit card balances with your entire credit limits. If that doesn’t make sense yet, keep reading. Imagine that all of your credit cards combined have a credit limit of $30,000. If you use your cards and add the balance of each one [...]
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