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Author Archive
Is Credit Repair Ethical?
One issue for a lot of people who are interested in checking out credit repair options is that it actually ends up becoming a moral debate for them. On one side, they (usually) did make the payments late, or stop paying on the accounts. On the other side, should you really have to suffer for [...]
How Should You Deal With Collection Agencies?
If you’re like 99.9% of the people in this country, you absolutely hate talking to a collector if they call. No matter what caused you to get in that position in the first place, most of them seem like they’re just out to harrass you and ruin your day. They act like they don’t care [...]
Credit Repair Service Precautions
Here’s a little helpful info from our friends at the ftc regarding signing up for a Credit Repair Service: The Credit Repair Organizations Act By law, credit repair organizations must give you a copy of the “Consumer Credit File Rights Under State and Federal Law” before you sign a contract. They also must give you [...]
Can’t Access Your Free Credit Report At AnnualCreditReport.com?
If you’re having trouble pulling your free credit reports up online at AnnualCreditReport.com, the FTC has provided some additional methods to access them. Each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — is required to provide you with a free copy of your credit report, at your request, once every 12 [...]
Is That Free Credit Report Really Free?
If you believe everything that you see on tv, you would happily like to believe that you can get a copy of your free credit report just by going to freecreditreport.com and then entering in all of your information, along with your credit card number. You get logged in, check your credit report and possibly [...]
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