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Credit Repair

Who is Lexington Law and should you consider hiring them to repair your credit?

I’m sure that most of you have heard something about Lexington Law, and have wondered if you should consider hiring them to help you repair your credit.  While a lot of people might consider them a scam, in reality they don’t exist to scam you.  What they do, however, can be very secretive about what […]

Is Credit Repair Ethical?

One issue for a lot of people who are interested in checking out credit repair options is that it actually ends up becoming a moral debate for them. On one side, they (usually) did make the payments late, or stop paying on the accounts. On the other side, should you really have to suffer for […]

Credit Repair Service Precautions

Here’s a little helpful info from our friends at the ftc regarding signing up for a Credit Repair Service: The Credit Repair Organizations Act By law, credit repair organizations must give you a copy of the “Consumer Credit File Rights Under State and Federal Law” before you sign a contract. They also must give you […]

Can’t Access Your Free Credit Report At

If you’re having trouble pulling your free credit reports up online at, the FTC has provided some additional methods to access them. Each of the nationwide consumer reporting companies — Equifax, Experian, and TransUnion — is required to provide you with a free copy of your credit report, at your request, once every 12 […]

Bankruptcy and Your Credit Scores

One of the things that many uninformed people like to share with their friends who may be considering bankruptcy is how bad of a drop your credit score is going to suffer.  Now, it all depends on your situation before the bankruptcy, but there are ways to get your credit score back up quickly. The […]