Get Your $29 Report For Free!
|
This isn't going to last for long, so get your copy today! This report is worth $29 if I was to sell it, but I'm giving it away FREE for a limited time. Click on the image to download it now! |
 |
Is That Free Credit Report Really Free?
If you believe everything that you see on tv, you would happily like to believe that you can get a copy of your free credit report just by going to freecreditreport.com and then entering in all of your information, along with your credit card number. You get logged in, check your credit report and possibly your credit scores, pat yourself on the back for finally taking action and checking your report, and then proceed to forget about it. You got your free credit report, right? Well, imagine your surprise when that monthly bill hits your credit card and you get charged around $20 for access to your credit monitoring service that you inadvertantly signed up for when you requested your “Free” Credit Report a month ago.
This kind of thing is what causes so much confusion among people. Companies will sell you on the fact that you can access your credit reports for free, but they don’t make it obvious that you are really signing up for another service that has monthly costs tied to it. There is a way to access a current snapshot of your credit reports, however.
AnnualCreditReport.com is the website that you need to go to in order to view a copy of your credit report from the three major credit bureaus. There’s a fourth credit bureau, Innovis, that isn’t included in this yet for some reason. Access their website to find out how to request your Free Credit Report directly from them. When you go to the Annual Credit Report website, you’ll be presented with a few forms to fill out. Just continue through them and you will be able to view your credit reports online, completely free. Make sure you have some way to save them to a PDF or print them out (takes a LOT of paper), so you can refer back to them later. After you access your free credit reports through that site, you are then able to go about correcting any errors that you find on your report. It’s very important that you thoroughly read your credit report and find everything that is wrong with it. A simple error on your report can be costing thousands in interest fees, so you want to make sure that everything is being reported properly. You also need to check and make sure you personal information is all accurate and up to date. Many times you’ll have some weird names showing up, unknown addresses, and even extra social security numbers. Get all of that fixed now and save yourself from Identity mistakes later. I’m going to talk more about disputing the errors later, so take a stab at it now if you can. If you have trouble, then check back regularly (or sign up at the upper right and I’ll email you when that post is ready).
So, for those of you who are interested in accessing your free credit report, but don’t want the monthly fees that are associated with those services, then go to the real source. It’s completely free there, with no catch. Try it out and come back when you’re ready for the next step.
Related Posts
If you enjoyed this post, please consider to leave a comment or subscribe to the feed and get future articles delivered to your feed reader.
Loading ...
Comments
No comments yet.
Leave a comment